Have You Bought Your Bharti AXA Car Insurance?

Are you in search of the best Car Insurance Plan Online? Well, your search ends here! We at Coverfox.com welcome you to the world of Insurance plans offered by Bharti AXA, a leading Innovation Driven company. However, there will always come a time in your lifetime when the control of your car is not in your own hands. At times like these, you need to be assured that the cost of your car maintenance does not leave you with any more trouble. At Car insurance from Bharti AXA, you are assured that whenever you are trapped in a ditch of health expenses, there is always a hand that will pull you out.

You must have seen a lot of catchy advertisements about car insurance from Bharti AXA on your television sets too! Sitting there, if you wished to have more information on the go, well, that’s what we have covered for you today.

Now, to answer a very important question: Why should you opt for a Car Insurance from Bharti AXA?

To answer this, let’s look at the primary reason. Car Insurance is mandatory by Law. Complete vehicle insurance protects your car from any and all kinds of calamities that either occur naturally or otherwise. Thus, a car insurance helps you stay compliant with the laws, while it also brings about great protection to your car.

Why Should You Prefer Car Insurance from Bharti AXA

At times, Car Insurance can be confusing and difficult to understand. There are key guidelines that need to be followed by the car insurers while choosing the optimum policy for them. Let’s look at some of the key reasons as to why you should opt for car insurance from Bharti AXA:

  • It is Cheaper: The Company offers lower rates on all types of car insurance be it a renewal or buying a Brand New Policy as compared to other players in the market.
  • Paperless Transactions: One of the key features of car insurance from Bharti AXA is that you can buy it both Online as well as Offline. So, all the work is done in a hassle free manner and as an icing on the cake you get seamless interaction with paperless technology. All the work relating to the insurance is done digitally.
  • Easy, Time Saving and Convenient: Buying a car insurance from Bharti AXA is easy as a child’s play. The flow of a transaction is very tidy and time-saving. This makes the entire process much easier.
  • It provides benefits to survivors of the insured when an accident results into a death.
  • It covers lawsuit, including the legal fees you need to pay as a result of your car meeting with an accident.
  • It covers the bills of vehicle repair due to damage caused by an accident.
  • It covers damage against incidents other than accident like theft, fire, etc.
  • Zero Claim Bonus: A unique claim where if the policyholder does not claim any benefit during the tenure, a claim bonus is offered

Best Bharti AXA Car Insurance Plans

Below is an attached image about the claim settlement ratio in 2018. It can be clearly noted that Bharti AXA Car Insurance stands out at number 1 place with 89.09% incurred claim ratio and 99.81% grievance settled ratio.

Insurance Company Incurred Claim Ratio (%) Grievances Settled
Bharti AXA Car Insurance 89.09 99.81
Future Generali India Insurance 81.77 99.86
ICICI Lombard General Insurance 78.91 97.61
Liberty General Insurance 77.29 99.06
National Insurance 89.91 96.11
Bajaj Alliance Car Insurance 69.19 99.28
Cholamandalam MS Car 79.82 99.82
HDFC ERGO Car Insurance 89.43 100
IFFCO Tokyo Car Insurance 84.37 99.94
Magma HDI Car Insurance 78.49 84.96

Types Of Bharti AXA Car Insurance Plans

  • Third Party Liable Coverage
  • Comprehensive Car Insurance
  1. Third Party Liable Coverage

This type of insurance compensates only third-party injuries and their property damages. As per the Motor Vehicles Act of 1988, this type of coverage is compulsory for all types of vehicles that run on the roads in the country.

Engine Capacity Premium Rate
Less than 1,000cc Rs. 1,850
Above 1,000cc but less than 1,500cc Rs. 2,863
More than 1,500cc Rs. 7,890

Comprehensive Car Insurance

As one can understand from the name, the comprehensive insurance is a cover to any damage or loss to the vehicle or owner of the car while driving. However, this is in addition to the third-party liabilities coverage. This insurance type is best suited when you are looking for a complete protection of coverage to your vehicle in terms of damage or accident. You must be aware of the fact that, when it says damages, it not only covers accidents but theft and natural disasters too.

Type of Injury Compensation Level
Death 100%
Loss of two limbs or sight of two eyes or one limb and sight of one eye. 100%
Loss of one limb or sight of one eye 50%
A complete disablement from damages apart from the above stated 100%